:root {
  --navy: #2d45b0;
  --navy-2: #203088;
  --gold: #188030;
  --gold-soft: #a8ec9a;
  --red: #c8102e;
  --cream: #eef7ee;
  --ink: #12304a;
  --muted: #4d6473;
  --line: #d7ebe0;
  --white: #ffffff;
}
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Be Vietnam Pro", "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.65;
  font-size: 17px;
  letter-spacing: -0.01em;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3, .brand-name, .btn {
  font-family: "Nunito", "Be Vietnam Pro", sans-serif;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
.wrap { width: min(1120px, 92%); margin: 0 auto; }

/* Header */
header {
  position: sticky; top: 0; z-index: 40;
  background: #ffffff;
  backdrop-filter: blur(10px);
  color: var(--navy);
  border-bottom: 1px solid var(--line);
  box-shadow: 0 1px 0 rgba(32,48,136,.06);
}
.nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 0; gap: 16px;
}
.brand { display: flex; align-items: center; gap: 12px; }
.logo-img { height: 64px; width: auto; display: block; }
.logo-mark {
  width: 44px; height: 44px; border-radius: 12px;
  background: linear-gradient(145deg, #188030, #2d45b0);
  color: #fff; font-weight: 800; display: grid; place-items: center;
  letter-spacing: -.5px;
}
.brand-name { font-weight: 800; letter-spacing: .02em; font-size: 15px; }
.brand-name small { display: block; font-weight: 500; opacity: .7; font-size: 11px; letter-spacing: .08em; text-transform: uppercase; }
nav.links { display: flex; gap: 18px; flex-wrap: wrap; align-items: center; }
nav.links a { font-size: 14px; opacity: .9; color: var(--navy); font-weight: 600; }
nav.links a:hover { color: var(--gold); }
.lang {
  display: flex; background: var(--cream); border-radius: 999px; overflow: hidden;
  border: 1px solid var(--line);
}
.lang button {
  border: 0; background: transparent; color: var(--navy);
  padding: 6px 12px; cursor: pointer; font-weight: 700;
  display: inline-flex; align-items: center; gap: 6px; font-size: 13px;
}
.lang button .flag { font-size: 20px; line-height: 1; }
.lang button.active { background: var(--gold); color: var(--white); }
.lang-float {
  position: fixed; right: 16px; bottom: 16px; z-index: 50;
  display: flex; flex-direction: column; gap: 8px;
}
.lang-float button {
  width: 52px; height: 52px; border-radius: 50%;
  border: 2px solid var(--line); background: #fff;
  box-shadow: 0 8px 20px rgba(32,48,136,.16);
  cursor: pointer; font-size: 28px; line-height: 1;
}
.lang-float button.active { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(24,128,48,.25); }
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--gold); color: var(--white); font-weight: 700;
  padding: 12px 18px; border-radius: 999px; border: 0; cursor: pointer;
}
.btn.ghost { background: transparent; color: #fff; border: 1px solid rgba(255,255,255,.55); }
header .btn { color: #fff; }

/* Hero */
.hero {
  background:
    radial-gradient(900px 400px at 8% -10%, rgba(24,128,48,.35), transparent 50%),
    linear-gradient(160deg, #2d45b0 0%, #203088 55%, #16246a 100%);
  color: #fff; padding: 72px 0 80px;
}
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 40px; align-items: center; }
.kicker { color: var(--gold-soft); letter-spacing: .16em; text-transform: uppercase; font-size: 12px; font-weight: 800; font-family: "Nunito", sans-serif; }
h1 { font-size: clamp(34px, 5vw, 54px); line-height: 1.08; margin: 12px 0 16px; font-weight: 800; letter-spacing: -0.03em; }
.hero p.lead { font-size: 18px; line-height: 1.55; opacity: .9; max-width: 540px; font-weight: 400; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
.card-hero {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 20px; padding: 24px;
}
.card-hero h3 { margin-bottom: 10px; color: var(--gold-soft); }
.card-hero li { margin: 8px 0 8px 18px; opacity: .9; }

/* Sections */
section { padding: 72px 0; }
.sec-title { text-align: center; margin-bottom: 36px; }
.sec-title h2 { font-size: clamp(26px, 3.4vw, 36px); margin: 8px 0; letter-spacing: -0.03em; font-weight: 800; }
.tile h3 { font-size: 20px; font-weight: 700; letter-spacing: -0.02em; }
.sec-title p { color: var(--muted); }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.tile {
  background: var(--cream); border-radius: 18px; padding: 22px;
  border: 1px solid var(--line);
}
.tile h3 { margin: 8px 0 8px; }
.icon { font-size: 26px; }

.details { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.details article {
  background: var(--white); border: 1px solid var(--line);
  border-left: 4px solid var(--navy); border-radius: 14px; padding: 20px 22px;
}
.details article:nth-child(even) { border-left-color: var(--gold); }
.details h3 { margin-bottom: 8px; color: var(--navy); }
@media (max-width: 860px) { .details { grid-template-columns: 1fr; } }
.why { background: var(--cream); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: start; }
.why ul { margin: 16px 0 0 18px; }
.why li { margin: 10px 0; }

.contact { background: var(--navy); color: #fff; }
form { display: grid; gap: 12px; }
input, textarea, select {
  width: 100%; padding: 12px 14px; border-radius: 10px; border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.08); color: #fff; font: inherit;
}
label { font-size: 13px; opacity: .85; }
.note { font-size: 13px; opacity: .7; margin-top: 8px; }

footer { background: #203088; color: #d7e0f5; padding: 36px 0; font-size: 14px; }
.foot { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; }
footer a { text-decoration: underline; text-underline-offset: 3px; }

.legal { padding: 80px 0; }
.legal h1 { color: var(--navy); font-size: 36px; margin-bottom: 16px; letter-spacing: -0.03em; font-family: "Nunito", sans-serif; }
.legal h2 { margin: 24px 0 8px; }
.legal p, .legal li { color: var(--muted); margin: 8px 0; }

@media (max-width: 860px) {
  .hero-grid, .grid-3, .split { grid-template-columns: 1fr; }
  nav.links { display: none; }
}