Insurance in Germany. Clearly explained.

At home in Germany.
Someone on
your side.

From your car to your home: we help you understand your insurance options. Rooted in Berlin-Lichtenberg. Here for the Vietnamese community across Germany.

Clear explanationsPersonal adviceVietnamese-speaking support
100Insurers available
16Years of experienceSince 2010
over 3,000Clients served
4Experts
The Baohiem24 advisory team

Our insurance partners

  • Itzehoer Versicherungen – … und gut
  • AXA
  • DBV
VietnameseUnderstand before you decide
Berlin-LichtenbergClose to the community
Across GermanyPersonal contact from wherever you are

Protect what matters

Your life.
The right protection.

Our focus is car and property-related insurance. Let’s start with what matters to you today.

Privathaftpflicht

Personal liability

Learn about protection for damage you accidentally cause to others.

Learn more →
Hausratversicherung

Home contents

Your belongings deserve attention too. Tell us about your home and your protection needs.

Learn more →
Health and life insurance

Health & future

Questions about health or life insurance in Germany? Send your question for a personal discussion.

Learn more →

Your advisory team

Four people. Here for you personally.

Ha, Ngan, Duc and Sang — the Baohiem24 advisory team. We listen to your questions and discuss your insurance needs with you.

From left to right: Ha · Ngan · Duc · Sang

More than a policy

Rooted in Berlin.
Connected across Germany.

Living in Germany does not mean understanding every insurance term. Baohiem24 takes time to listen and explain in the language you feel comfortable with.

Personal advice · Remote or by appointment

Trust starts
with understanding.

01

We speak your language

Vietnamese, German or English. Ask again whenever something is unclear.

02

Your needs come first

Your car, family and plans are our starting point — not a ready-made package.

03

A personal point of contact

When you have a policy question or an incident to report, you know whom to contact.

Different options. Clear advice.

We discuss options from different insurers. The available selection depends on the product and our connected partners.

An easy first step

Three steps. One personal contact.

01 /

Tell us what you need

Choose a topic and request advice. No technical vocabulary needed.

02 /

Discuss the options

Talk through cover, costs and important points.

03 /

Make your decision

Only move ahead once you understand. Ask your questions before deciding.

Customer experiences

Our customers’ experiences

Read customer reviews on our Facebook page.

Prefer to compare for yourself?

A partner comparison tool will be connected here. Quotes and online policy purchase are not available yet.

Connected to our community

For the Vietnamese community.
In Berlin and across Germany.

Get to know Baohiem24 on Facebook. Our posts and earlier publications offer a window into our journey and our connection with the community over time.

Visit our Facebook page ↗

Start with a conversation

Have a question?
We’re listening.

Request advice or suggest a convenient time. An appointment request is not a confirmed booking.

⌖ Berlin-Lichtenberg

Herzbergstr. 33–34
10365 Berlin
Ground floor · Room 104

Request advice

Preview: this button opens your email app. Your request is only sent when you send the email yourself. Do not include health data, bank details or identity documents.

Your questions. Clear answers.

Can I get advice outside Berlin?
Yes. You can request advice from anywhere in Germany. We will agree on a suitable way to talk.
Can I speak Vietnamese?
Yes. Vietnamese is the default language of this website. You can also select German or English at the top.
What should I prepare?
Tell us your insurance topic and how you would like to be contacted. We will discuss any documents needed separately. Do not send sensitive documents through the chat.
Can I calculate a quote here now?
Not yet. The partner comparison tool is not connected. You can request a personal discussion first.
What happens during an initial meeting with Baohiem24?
We discuss your questions, current situation and wishes. Together we clarify which topics and documents matter for further advice.
How much does advice cost?
Before your appointment, ask us about the costs and remuneration for your enquiry. If separate charges apply, we discuss them with you in advance.
My insurance has become more expensive. Can you help?
Send us a short message about your enquiry first. We will discuss the documents needed and review possible alternatives and differences in cover.
Do you also advise businesses and self-employed people?
Tell us about your work and insurance needs. Together we clarify which advice and solutions we can offer for your business.
How do you find suitable insurance for me?
We discuss your wishes, needs and existing cover. We then explain relevant offers, benefits and differences.
Can I arrange an appointment outside normal office hours?
Tell us your preferred time. We will check availability and confirm your appointment personally.